Terms & Conditions

Autopoint.ie is a product of First Citizen Finance DAC. First Citizen Finance DAC is regulated by the Central Bank of Ireland. Registered in Dublin No. 518751. This is a Hire Purchase Agreement as defined by the Consumer Credit Act 1995. Lending terms and conditions apply. Applicants must be 18 years of age or over. A joint hirer may be required. Calls may be recorded.

Example: New / Used Vehicle – Typical APR 8.95% Fixed (subject to change). Cash Price €27,778. Deposit / Trade-In €2,778. Finance Amount €25,000. 60 Monthly Instalments of €511.95. Hire Purchase Price €33,620. A minimum deposit of 10% may be required. A Documentation Fee of €75 and a Completion Fee of €50 are payable.

For any finance amount less than €25,000 or any term shorter than 60 months, the Typical APR may be higher. The representative APR shown applies to vehicles between the current year and eight years old. Vehicles between nine and twelve years old may attract a higher APR.

WARNING: You will not own these goods until the final payment is made.

WARNING: You may have to pay charges if you pay off a hire-purchase agreement early.

WARNING: If you do not meet the repayments on your hire-purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL (Buy Now Pay Later) agreement in the future.